Important Insurance Information

Please contact our office directly to inquire if we are a preferred provider with your insurance company and with your specific insurance plan.

 I Have Insurance

If you have a deductible, then your deductible must be satisfied before the insurance company will pay for treatment. Based on the current reimbursement climate, Kansas PT Partners expects that each session will range between $80-$100 once your insurance company applies their deductions. Kansas PT Partners will verify your deductible at your first visit.

            Once you have satisfied your deductible, your insurance policy will start covering treatment at a specific coinsurance rate (ex: BCBS will typically cover services at 80% and transfer the final 20% as patient responsibility). Your coinsurance will be active until you have satisfied your Out-of-Pocket Maximum. Once your Out-of-Pocket maximum has been met, insurance typically covers costs at 100%. Kansas PT Partners will verify the specific Out of Pocket Maximum at your first visit.

If you have a copay, it is due at the time of service. The copay amount on your insurance card may not be the copay amount for physical therapy visits. Kansas PT Partners will verify the specific PT copay requirements at your first visit. Copays typically go toward your Deductible and/or Out-of-Pocket Maximum.

If you have coinsurance¸ this is the amount not covered by your insurance plan after insurance applies their deductions. Kansas PT Partners will verify the specific PT coinsurance percentage at your first visit.

If your policy requires a referral or pre-authorization, you will need to contact your PCP’s referral coordinator and ask that a copy be faxed to our office at 785-746-0428.

I Have Medicare

Physical Therapy services are covered under your Plan B Medicare contract. At the end of each year, Medicare will announce the Plan B deductible for the upcoming year (ex: 2023’s Plan B deductible is $226).

Your deductible must be satisfied before Medicare will cover your treatment at the contracted coinsurance rate of 80% (the remaining 20% is patient OR supplemental responsibility). All services will be patient responsibility prior to satisfying the Plan B deductible.

If you have Supplemental Insurance, Kansas PT Partners will confirm whether that supplemental covers your deductible, your coinsurance (20%) or a combination of both.

Medicare requires a physician’s approval on your Outpatient Physical Therapy Plan of Care.

In-Network Insurances

Kansas Physical Therapy Partners is in-network with the following insurance plans. We are always working on adding insurances to our network, so if you do not see your insurance plan listed below, feel free to reach out to our front office staff.

  • Medicare

  • Blue Cross Blue Shield

  • Cigna

  • Humana

  • WPPA/Providers

  • United Healthcare

  • UMR

  • KanCare

  • Aetna Better Health

  • Sunflower Health Plan

  • Ambetter Sunflower

Financial Policy

Payment to Kansas Physical Therapy Partners (KPTP) is required in exchange for providing healthcare services. We accept cash, checks and all major credit cards.

All copayments must be paid in full at check-in at every appointment.

Monthly Statement: KPTP will send you a monthly statement. It will show each visit you were seen and the payments/adjustments made by your insurance company for those dates. Copayments, coinsurance payments and any other payments you have made will also be listed.

            Unless other arrangements have been approved by us, the balance on your statement is due and payable when the statement is issued.

 Payment Plans: We are happy to work with you on a payment plan that works best with your budget. We can set up automatic drafts monthly, debiting an agreed upon amount until the account is satisfied.

            If an account becomes past due and no effort from the patient is made to set up a payment plan, we will take necessary steps to collect this debt. If we refer your account to a collection agency, you agree to pay all the collection costs which are incurred.